Managing ill health

A massive industry has built up over many years around managing ill health with established protocols and almost a tacit acceptance that there are few alternatives.

There is very little challenge to how things are done and new initiatives are few and far between.

Why is this? Is it because:

  • Managing ill health is not a high priority for organisations and as such it is easier to do and buy what everyone else does
  • Managing ill health has been totally commoditised in the same way as repairing a car
  • Product and service providers do not want to or need to change their business models because they have served them very well to date
  • Employees are conditioned to accept a certain level of  support  from their employer when they fall ill
  • Employers have set budgets and so long as these are not exceeded, there is a view of just having to accept the cost and move on

Whatever the reason, there are always ways of improving your approach to managing ill health.

Update on HealthScreen UK

May 19, 2011

Since my last post, I’ve been meeting with a wide range of employers, benefits consultants and insurers to discuss the cancer specific screening proposition of HealthScreen UK  (HSUK).

There has been massive interest about how HSUK services can reduce the emotional and financial costs of the most common cancers. The early detection of cancer and educating people how to be the first line of defence against rising incidence has so many positive benefits:

  • For the individual, knowing your cancer risk and how best to manage it dramatically improves prognosis.
  • For the families of individuals affected, the emotional strain is lessened.
  • For employers, the costs of private medical and other health related insurances are significantly reduced as are the absence costs associated with cancer only diagnosed in the later stages.
  • For insurers, early detection reduces their cancer claims liability.
  • For the NHS, the costs of treating cancer diagnosed earlier reduces financial pressure on cancer budgets.
  • For the government, it supports their cancer strategy, Improving Outcomes.

We all seem to spend so much time discussing the increasing costs of treating cancer whereas we should be promoting every way possible to ensure early detection and self awareness. 

But it’s more than just about the financial benefits. Cancer screening saves lives.

My New Role at HealthScreen UK

Mar 20, 2011

Last week I was appointed MD of HealthScreen UK, the exciting new venture to help employers and their employees in the early detection and prevention of cancer.

It’s a great business to be involved with, supporting as it does the National Strategy on Cancer, Improving Outcomes   

For details please visit www.healthscreenuk.com/news  – more from me as it happens.

Breast Cancer now affects 1 in 8 Women

Feb 04, 2011

The most common cancer for women makes most of the headlines today following updated figures released by Cancer Research UK (CRUK). In earlier posts, I’ve told you that I am doing some work with www.breasthealthuk.com because I truly believe we can do a great deal more to reduce the enormous financial and emotional costs of this disease. (more…)

More Pressure on Employers to Pay

Jan 31, 2011

In their briefing on the Health and Social Care Bill which is being debated by MPs today, the Royal College of Surgeons (RCS) indicates that already, certain surgical procedures are no longer being commissioned by PCTs in some parts of the country because ‘they are incorrectly deemed to be of limited clinical value’. It highlights hernia surgery and hip and knee operations in particular. If this becomes widespread, the implications for employers could be serious. (more…)

Default Retirement Age – Health Benefits

Jan 20, 2011

Group Risk and Private Medical Insurers have been celebrating the exception of their insurances from the new regulations around the default retirement age coming into force from this April. I should think a number of employers are also relieved that they don’t have to continue to offer these insured benefits to an increasingly older workforce with the likely increased costs. However, there are a couple of questions still unanswered: (more…)

Latest from Health Work and Wellbeing

Dec 14, 2010

Since the general election, the Health Work and Wellbeing (HWWB) team have been pretty quiet about their future plans and objectives. Remember it is made up of representation from DWP, DoH, HSE, Scottish Government and The Welsh Assembly. They have recently published a report outlining baseline indicators on health and wellbeing reflected in surveys of both employees and employers. I don’t know who they surveyed, but some of the responses indicate that their messages are not hitting home. (more…)

Public Health White Paper

Dec 01, 2010

The Coalition’s White Paper ‘Healthy Lives, Healthy People’ was published yesterday. Whilst it makes reference to the role of employers and highlights their responsibility, there is nothing as yet that we haven’t heard before.

The government calls on employers to provide better training for managers, forge closer links with occupational health and, wait for it, set up mini competitions / challenges between staff in activities such as cycling. This is hardly the radical approach that they refer to in the beginning of the document.

I don’t know who they consulted with before publication, but I don’t think they realise the significant investment that many employers already make in the health of the working population, saving much of the public purse. What would really galvanise employers are tax/financial incentives that reward them for making further investment.

House of Lords Debates PMI Issues

Nov 17, 2010

November has been a busy month for the House of Lords in respect of two Private Medical Insurance (PMI) issues that lobbyists have been successful in getting an airing. The first concerns a long running dispute between certain consultants and the two largest private medical insurers around the latter looking to implement fixed fee schedules on the former. The second relates to the impact that private medical insurers reimbursement policies have on cancer patients. Let’s look at each in turn and what relevance they have for employers.   (more…)

Bupa to sell UK Protection and Risk Business

Oct 18, 2010

Bupa has recently announced its intention to sell its UK Protection and Risk Business, Bupa Health Assurance Ltd, to Resolution for £165.5m.  Resolution has recently completed the purchase of the majority of the UK Life arm of AXA, having also bought Friends Provident last year. I can really see the strategic fit for Resolution as it looks to boost its market share through portfolio acquisition. I’m struggling to see the Bupa rationale other than an opportunity for raising what might be, some much needed cash. (more…)

OFT looks into Private Healthcare Sector

Oct 15, 2010

Ali Parsa, the ex-Goldman Sachs banker and now head of the new hospital group Circle, has put a complaint into the OFT that agreements between big hospital groups and private medical insurers are anti-competitive. This should be of interest to employers who pay for private medical insurance.  For details of Mr Parsa’s complaint, see this article on the University of Bristol website.   (more…)